Insurance & Wealth Building
Protect what matters and plan ahead.
Licensed insurance agent serving the Greater Houston area. We help individuals, families, and small businesses find affordable ACA Marketplace health plans, life insurance, dental, vision, annuities, and supplemental coverage — with clear explanations in English and Spanish.
What's included
- Life & health insurance Medical, life, dental, and vision coverage
- ACA Marketplace plans Affordable Care Act plans for individuals & families
- Annuities Steady income strategies for retirement
- Mutual funds Investment guidance aligned with your goals
- Retirement funding IRAs, rollovers, and long-term planning
Common questions about Life & Health Insurance
Do I need health insurance in Texas?
While Texas does not have a state mandate, going without coverage means you pay 100% of medical bills out of pocket. The federal ACA Marketplace offers subsidized plans for most income levels. We help you compare and enroll.
Can I get an ACA Marketplace plan through Tina Agency?
Yes. We are licensed to help individuals and families enroll in ACA Marketplace health plans. Depending on your income, you may qualify for premium tax credits that significantly lower your monthly cost.
What is the difference between term life and whole life insurance?
Term life covers you for a set number of years (10, 20, 30) and pays out only if you pass away during that term. Whole life is permanent and builds cash value over time. We'll help you decide which fits your goals.
Do you offer dental and vision coverage?
Yes. We can help you find standalone dental and vision plans, or bundle them with your health coverage where available.
Is your insurance service available in Spanish?
Absolutely. All of our insurance consultations are available in both English and Spanish. Many of our Houston-area clients prefer to discuss their options in Spanish.